Back to programme directions
Credit productNBU
“Business start”
Financing business projects of university graduates and young people through a credit product
Who it is forFor graduates and young people with the necessary business skills who are starting an independent business as an entrepreneur
Loan terms
Loan amountup to 300 million soums
Loan termup to 5 yearsFor working capital — up to 36 months
Grace periodup to 1 yearFor working capital — up to 6 months
Interest rateCentral Bank key rate +1%
Additional requirements
- The borrower must be a director or a founder.
- Collateral is required (up to 100 million soums — on the basis of an insurance policy).
- The applicant must not have a negative credit history.
- The applicant must have no overdue debt.
How to apply
- 1Choose the direction that suits you and read its terms
- 2Prepare your business idea and business plan
- 3Submit an application on the official NBU page or call (78) 148 00 10
- 4Complete the paperwork together with a bank specialist
For detailed information and current terms, visit nbu.uz.
Official booklet
Open the full booklet
The information is taken from the official booklets of the National Bank of Uzbekistan (NBU). Loan terms and the interest rate may be changed by the bank — confirm the final terms with the bank.
Turn your idea into a real project!
University graduates and students can get full information about the programme directions from the bank or from the university's youth affairs department.